Factoring that speaks telecom.
You buy routes on prepay. You sell on 30+30. Your margin is measured in fractions of a cent, and every growth opportunity widens the cash gap. Invoicewize was built inside this exact problem: over €1 billion in telecom receivables processed on our group platform, with daily funding available against traffic your debtor's own switch reports.
The 30+30 cycle is a working capital tax on growth.
A standard wholesale cycle means traffic delivered on day 1 is paid around day 60. Every new destination, every new interconnect, every A2P campaign you win adds supplier prepayments today against customer cash two months out. The businesses that grow fastest feel it worst.
Prepay upstream
Tier-1s and route suppliers want prepayment or short terms. Your cash leaves before the first call connects.
Deliver on razor margins
Millions of minutes and messages at spreads where a single disputed invoice can erase a month's profit.
Collect at day 60+
Invoice at period end, then wait out your debtor's terms while the next cycle's prepayments come due.
Funded on traffic, not on paperwork.
The receivable exists the moment the traffic terminates. Funding is available then, not sixty days later.
Customer confirmation
Your customer signs a one time confirmation: it ensures paying you for data they have processed and reported, into a dedicated account in your name. One signature, and the grounds for dispute are narrowed sharply.
The platform reports
Your customer's own platform sends daily reports; volumes and rates; to an independent mailbox. Evidence comes from their system, not your spreadsheets.
Daily funding
Funding availability updates every day against verified traffic. Draw daily through the platform to cover route prepayments and new capacity.
Invoice & settle
Upload your period-end invoice; the one your debtor received. It reconciles against the verified traffic, the debtor pays on the due date, and your balance is released.
Built for carriers who are growing faster than their cash.
Wholesale voice carriers
International termination and interconnect operators selling to creditworthy carriers on standard 30+30 cycles.
A2P SMS & messaging
Aggregators and messaging providers with per-message billing, campaign spikes, and enterprise-grade debtors.
VoIP & CPaaS providers
Platforms delivering programmatic voice and messaging with monthly settlement against continuous delivery.
You won't have to explain what a dialer dispute is. We know.